Important Notice
Important Notice

RentSmart will be carrying out a system upgrade on 9 March 2026 and will no longer support older versions of the application. Please update to version 3.9 or above immediately. During the upgrade, services may be briefly affected. We apologise for any inconvenience. If you have any enquiries, please feel free to contact our Customer Service Hotline at 6997 7887 by phone or WhatsApp.

Important Notice

RentSmart will be carrying out a system upgrade on 9 March 2026 and will no longer support older versions of the application. Please update to version 3.9 or above immediately. During the upgrade, services may be briefly affected. We apologise for any inconvenience. If you have any enquiries, please feel free to contact our Customer Service Hotline at 6997 7887 by phone or WhatsApp.

Start to earn rewards now from your rent with RentSmart!

Not sure which card to use? RentSmart supports all Visa / MasterCard / UnionPay cards issued in Hong Kong.

4 simple steps to calculate how much you save per month / year:

Any transactions made via RentSmart will count as online spending that is available for rewards for most of issuer.

01

Select your rental category

Choose the type of rental property you have. The options are:
• Public Housing
• Residential
• Commercial
•Car Park: Parking spaces for vehicles.

02

Input your monthly rent

Enter the amount of rent you pay each month.

03

Select credit cards

Choose up to 6 credit cards that you use for paying rent. This allows the calculator to factor in the rewards or cashback benefits associated with each card.

04

Get your monthly / yearly cashback rewards

Use the calculator to see how much cashback you can earn on a monthly and yearly basis based on your selected rental category, monthly rent, and credit cards.

Cashback Calculator

Any transactions made via RentSmart will count as online spending that is available for rewards for most of issuer.

1. Select your building type

2. Enter your rent

Available with any Visa, MasterCard and UnionPay cards issued in Hong Kong

HK$

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3. Select cards (Up to 6 cards)

Using more than 1 card? Not a problem! By paying rent via RentSmart, a maximum of 6 credit cards can be used to split your rent.Plan your credit cards ‘combo’ at your own wish to earn easily!

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Enter your rent

Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.

Please allocate all balance to continue.

Your rent

HK$

Number

+

Service Fee

HK$

Number

=

Total Pay (Monthly)

HK$

Number

Estimate Earn

HK$ Number

HK$ Number

RentSmart has you covered with the best rewards!

Cash rewards@
Mile rewards@

Too many cards to choose from? Check out the summary table below for the best deals in town:

Holding any of the below credit cards? Click here to calculate the rebates you can earn

Swipe left to view the entire table

Card Type

Cash Rewards (%)

Earn Extra Up To

RentSmart Service Fee

AEON Card WAKUWAKU

6%

HK$200 / monthly statement cycle

1.5%

BEA i-Titanium Card

4% *

HK$300 i-dollar / month

1.5%

Hang Seng MMPOWER Card

5%^

500 +FUN Dollars / month

1.5%

BEA GOAL Card

4.4%

HK$200 / month

1.5%

sim Credit Card

8%^

HK$200 / month

1.5%

Mox Credit Card

Up to 2%^

No limit

1.5%

*3.6% i-dollar rewards and 0.4% cash rewards& Throughout the promotion period
^Subject to offer terms and conditions/Register reward program
**Transactions will be posted to your credit card account within 1-3 business days. Please note that some credit card rewards programs calculate eligible transactions based on the posting date. Kindly allow sufficient time for your transactions to be posted to avoid missing the calculation period for cashback or rewards.

Pay rent to earn rewards beyond cash. Get your travel miles now!

Swipe left to view the entire table

Card Type

Milage Rewards

RentSmart Service Fee

Standard Chartered Cathay Mastercard

HK$6 = 1 Asia Miles

1.5%

DBS Black World Mastercard

HK$6 = 1 Asia Miles

1.5%

Citi PremierMiles Mastercard

HK$8 = 1 Asia Miles

1.5%

Mox Credit Card

HK$4 = 1 Asia Miles

1.5%

AEON Card JAL

HK$6 = 1 JAL Mileage

1.5%

Case Study

Longing for a trip to Singapore?

How much rent do I have to pay to redeem a flight? Check out the sample scenario below:

Destination:

Singapore

Miles needed for areturn economy flight:

20,000 Asia Miles

Your rent:

HK$15,000

Credit card used:

HSBC EveryMile Card

The answer:

Pay rent on RentSmart for 7 months, and you redeem a return flight ticket to Singapore!

Download RentSmart

Start earning rebates on your rent now

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@The above information is aggregated from market information by RentSmart and is for reference only. The listings are in no particular order and do not involve any partner promotion. Actual rebates are offered by the card issuing banks, offering details will be updated from time to time. Please check with your card issuing bank for details.
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