Important Notice
Important Notice

Due to a system upgrade, RentSmart services may be affected from 10:00 AM to 2:00 PM on Friday, 28 August 2026.

If you need to make a rent payment, please arrange it in advance. RentSmart services will resume as normal after the upgrade. We apologise for any inconvenience caused.

For any enquiries, please call or WhatsApp our customer service team at 6997 7887.

RentSmart Anti‑Fraud Notice

Online fraud cases have been increasing recently, and RentSmart would like to remind all users to stay vigilant.

RentSmart will never request, guide, or perform any account transactions, transfers, logins, or password changes via SMS.

If you receive any message claiming to be from RentSmart that contains suspicious links, please do not click any links or reply.
If you have any doubts, please verify immediately through the RentSmart customer service hotline or WhatsApp at 6997‑7887.

Start to earn rewards now from your rent with RentSmart!

Not sure which card to use? RentSmart supports all Visa / Mastercard / UnionPay cards issued in Hong Kong.

4 simple steps to calculate how much you save per month / year:

Any transactions made via RentSmart will count as online spending that is available for rewards for most of issuer.

01

Select your rental category

02

Input your monthly rent

03

Select up to 6 credit cards

04

Get your monthly / yearly cashback rewards

Cashback Calculator

Any transactions made via RentSmart will count as online spending that is available for rewards for most of issuer.

1. Select your building type

2. Enter your rent

Available with any Visa, Mastercard and UnionPay cards issued in Hong Kong

HK$

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3. Select cards (Up to 6 cards)

Using more than 1 card? Not a problem! By paying rent via RentSmart, a maximum of 6 credit cards can be used to split your rent.Plan your credit cards ‘combo’ at your own wish to earn easily!

Enter your rent

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Please allocate all balance to continue.

Your rent

HK$

Number

+

Service Fee

HK$

Number

=

Total Pay (Monthly)

HK$

Number

Estimate Earn

HK$ Number

HK$ Number

RentSmart has you covered with the best rewards!

Cash rewards@
Mile rewards@

Too many cards to choose from? Check out the summary table below for the best deals in town:

Holding any of the below credit cards? Click here to calculate the rebates you can earn

Swipe left to view the entire table

Card Type

Cash Rewards (%)

Earn Extra Up To

RentSmart Service Fee

BEA i-Titanium Card

4% *

HK$300 i-dollar / month

1.6%

Hang Seng MMPOWER Card

5%^

500 +FUN Dollars / month

1.6%

BEA GOAL Card

4.4%

HK$200 / month

1.6%

sim Credit Card

8%^

HK$200 / month

1.5%

Fubon iN Shopback Visa Card

8%^

62,500 Points / month, equivalent to HK$250 Cash Credit

1.9%

Fubon Visa Platinum Card

Up to 4%^

50,00 Points / month, equivalent to HK$200 Cash Credit

1.9%

Mox Credit Card

Up to 2%^

No limit

1.6%

*3.6% i-dollar rewards and 0.4% cash rewards& Throughout the promotion period
^Subject to offer terms and conditions/Register reward program
**Transactions will be posted to your credit card account within 1-3 business days. Please note that some credit card rewards programs calculate eligible transactions based on the posting date. Kindly allow sufficient time for your transactions to be posted to avoid missing the calculation period for cashback or rewards.

Pay rent to earn rewards beyond cash. Get your travel miles now!

Swipe left to view the entire table

Card Type

Milage Rewards

RentSmart Service Fee

Standard Chartered Cathay Mastercard

HK$6 = 1 Asia Miles

1.6%

DBS Black World Mastercard

HK$6 = 1 Asia Miles

1.6%

Citi PremierMiles Mastercard

HK$8 = 1 Asia Miles

1.6%

Mox Credit Card

HK$5 = 1 Asia Miles^

1.6%

AEON Card JAL

HK$6 = 1 JAL Mileage

1.6%

^Subject to offer terms and conditions/Register reward program
**Transactions will be posted to your credit card account within 1-3 business days. Please note that some credit card rewards programs calculate eligible transactions based on the posting date. Kindly allow sufficient time for your transactions to be posted to avoid missing the calculation period for cashback or rewards.

Case Study

Longing for a trip to Singapore?

How much rent do I have to pay to redeem a flight? Check out the sample scenario below:

Destination:

Singapore

Miles needed for a return economy flight:

18,000 Miles

Your rent:

HK$15,500

Credit card used:

SCB Cathay Mastercard

The answer:

Pay rent on RentSmart for 7 months, and you redeem a return flight ticket to Singapore!

Download RentSmart

Start earning rebates on your rent now

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@The above information is aggregated from market information by RentSmart and is for reference only. The listings are in no particular order and do not involve any partner promotion. Actual rebates are offered by the card issuing banks, offering details will be updated from time to time. Please check with your card issuing bank for details.
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